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About

Adroy Capital

At Adroy Capital we understand that things aren’t always black and white when it comes to finances.

But that doesn’t mean that money can’t be sourced and projects can’t succeed. Far from it.

By being open-minded and prepared to think outside the square we work alongside everyone from developers, investors and construction companies to the self-employed and time constrained, helping them to secure funding and accomplish their goals.

Adroy Capital

We offer an alternative to traditional lending institutions, partnering with both individuals and organisations as they subdivide sections, construct homes, develop commercial properties, consolidate debt and settle tax arrears.

With backgrounds in both the finance sector and the construction industry we understand what it’s like to have a project in mind or a goal you’re trying to accomplish. That’s why we don’t just plug numbers and data into a computer and let the machine make the call. Instead, we look at things from a logical perspective, taking the time to understand your vision, offer advice, and make decisions that will allow all parties involved to prosper.

We’re 100% New Zealand owned and specialise in both short and medium term loans. We’re skilled negotiators with a proven track record in the industry, can make quality, definitive decisions when time is of the essence, and take great pride in our ability to find solutions to even the most daunting challenges.

Adroy Capital

Recognising a significant gap in the market following the global financial crisis, we established Adroy Capital as an alternative to traditional lending institutions.

We saw so many good opportunities that banks and second-tier lenders were passing up, and met so many astute people with great ideas and genuine needs who were struggling to secure funding, so we set out to do something about it.

When it comes to lending we’re proactive and forward thinking, not uptight and conservative. That doesn’t mean we’re cavalier, it just means we make smart decisions. We understand that some level of risk is inherent in any venture, but we’ve made a living out of mitigating those risks: foreseeing issues before they arise and coming up with unique solutions to complex problems.

Adroy Capital

The global financial crisis affected investors at all levels. Numerous lending institutions collapsed, with grave financial implications for everyone from ‘mum and dad’ investors through to large corporations. We’ve developed a strategic approach to help safeguard both ourselves, and our clients, from such events in the future, allocating every dollar we lend to a specific deal or opportunity. It’s our money, and isn’t tied up in offshore investment or dependent on the performance of others.

Over the years we’ve nurtured a comprehensive network of contacts in the financial world, and we’ve used those relationships to help us achieve considerable success in a highly competitive market. To this day we have a zero ‘bad loan’ record, a testament to the quality service and ongoing support we offer our clients.

Specialising in short and medium term loans and bridging finance for construction projects, debt consolidation, and unique personal circumstances, we’re proud of the impact we’ve made on our industry, and are committed to continually evolving the way New Zealanders secure funding.

What We Do

Adroy Capital

We tailor packages for:

  • Bridging finance
  • Construction fincance
  • Developments & subdivisions
  • Rural finance
  • Bank rescues
  • Tax arrears
  • Residential homes
  • Personal circumstances

What We Do

Adroy Capital

We tailor packages for:

  • Bridging finance
  • Construction fincance
  • Developments & subdivisions
  • Rural finance
  • Bank rescues
  • Tax arrears
  • Residential homes
  • Personal circumstances

Borrowers

Matrimonial/ IRD settlements

For borrowers wishing to settle ex partners of the IRD quickly and effectively.

Construction/ development finance

For builders and developers wanting to complete one or more houses / units / sections.

Time constrained

Those with insufficient time to meet various and numerous bank requirements.

Bridging finance

For those wanting to obtain a sale on one or more of their properties.

Bank rescues

Borrowers under pressure from their bank and who need more time.

Business owners

For business owners who need to inject capital into a new or existing business.

Non residents

Non residency is not a hurdle for Adroy Capital.

Credit impaired

Poor credit but good equity.

Investors

Looking to add to their portfolio.

Developers

Either wanting to re-bank residual stock or fund new developments.

Self employed

No financial accounts available.

 

Our Team

Adroy Capital

Damon Smith

Having been involved in some of the South Island’s most significant subdivision projects, Damon’s practical knowledge of the local real estate industry is well proven.

Prominent undertakings such as Northwood, Ocean Ridge, The Elms, West Park and Millfield all featured Damon as a major shareholder, and his steady influence was undoubtedly a huge contributing factor in the success of each of these acclaimed projects.

Damon takes pride in his precision and attention to detail, conducting thorough research and considerable planning before embarking on any project. That accuracy invariably translates across to our clients, who benefit not only from his astute approach, but also the comprehensive network he has nurtured over the years.

Damon understands what it takes to deliver long-term development projects from concept through to completion, he recognises the challenges today’s economic landscape presents, and he knows how to find solutions to those challenges.

Adroy Capital

Nick Ward

Phone: 029 200 1212
Fax: (03) 366 6152
Email: nick@adroy.co.nz

Raised in a family whose professional interests encompassed construction, quarrying, land development and retirement villages, Nick was brought up around real estate projects and property ventures.
Having started working life with a development company, Nick quickly decided to go out on his own, and by the age of 22 was building houses and developing sections.

Taking on endeavours across both residential and commercial sectors, Nick honed his project management skills, fostering enduring and influential relationships with all the major banks as well as a host of second tier lenders in the process.

Over a diverse career Nick has also been involved in mortgage broking, hospitality and tourism, and has a portfolio of investment properties. He’s a skilled negotiator with a valuable, hands-on understanding of the construction industry. He uses that knowledge and those experiences to make deals happen, bringing parties together in mutually beneficial, highly successful partnerships.

Our Team

Adroy Capital

Damon Smith

Having been involved in some of the South Island’s most significant subdivision projects, Damon’s practical knowledge of the local real estate industry is well proven.

Prominent undertakings such as Northwood, Ocean Ridge, The Elms, West Park and Millfield all featured Damon as a major shareholder, and his steady influence was undoubtedly a huge contributing factor in the success of each of these acclaimed projects.

Damon takes pride in his precision and attention to detail, conducting thorough research and considerable planning before embarking on any project. That accuracy invariably translates across to our clients, who benefit not only from his astute approach, but also the comprehensive network he has nurtured over the years.

Damon understands what it takes to deliver long-term development projects from concept through to completion, he recognises the challenges today’s economic landscape presents, and he knows how to find solutions to those challenges.

Adroy Capital

Nick Ward

Phone: 029 200 1212
Fax: (03) 366 6152
Email: nick@adroy.co.nz

Raised in a family whose professional interests encompassed construction, quarrying, land development and retirement villages, Nick was brought up around real estate projects and property ventures.
Having started working life with a development company, Nick quickly decided to go out on his own, and by the age of 22 was building houses and developing sections.

Taking on endeavours across both residential and commercial sectors, Nick honed his project management skills, fostering enduring and influential relationships with all the major banks as well as a host of second tier lenders in the process.

Over a diverse career Nick has also been involved in mortgage broking, hospitality and tourism, and has a portfolio of investment properties. He’s a skilled negotiator with a valuable, hands-on understanding of the construction industry. He uses that knowledge and those experiences to make deals happen, bringing parties together in mutually beneficial, highly successful partnerships.

Contact

Phone: 029 200 1212